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Home Insurance Costs with Deductible Scenarios in Westchester County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Westchester County, NY $513300 $792 $1,090
Georgetown, CT $675800 $1728 $2,378
Woodcliff Lake, NJ $769500 $852 $1,172
Dumont, NJ $364500 $604 $832
Verplanck, NY $296300 $848 $1,167
Mount Kisco, NY $402500 $717 $987
Ossining, NY $440300 $1017 $1,399
Orangetown, NY $472800 $1133 $1,559
Chestnut Ridge, NY $440700 $822 $1,131
Yonkers, NY $380100 $1087 $1,496

Impact of Coverage Amount on Home Insurance Cost In Westchester County, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $194
$200,000 $657
$300,000 $897
$400,000 $1,095
$500,000 $1,402
$750,000 to $1000,000 $1,621
Above $1000,000 $1,916


Westchester County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Westchester County, NY Average Home Insurance Cost$1,103.08788
State Average Home Insurance Cost$1,164
Difference Vs national Average-120.91212

Top Homeowners Insurance Companies in Westchester County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,324
USAA $1,038
Travelers $847
Chubb $782

Westchester County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -154 949
One Claim +88 1191
Two Claims +154 1258