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Home Insurance Costs with Deductible Scenarios in St. Lawrence County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
St. Lawrence County $90,000 $428 $506
Edwards $80,000 $429 $474
Rensselaer Falls $75,000 $366 $443
Clare $65,000 $382 $385
Potsdam $110,000 $640 $647
Russell $80,000 $426 $459
Lisbon $100,000 $506 $620
De Kalb $90,000 $432 $564
De Peyster $75,000 $396 $462
St. Lawrence County $90,000 $428 $506

Impact of Coverage Amount on Home Insurance Cost In St. Lawrence County, NY

Coverage Amount Home Insurance Cost ($)
$100000 $1,013
$250000 $1,216
$500000 $1,945
$750000 $2,529
$1000000 $3,237
More than $1000000 $3,742


St. Lawrence County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
St. Lawrence County, NY Average Home Insurance Cost$921
State Average Home Insurance Cost$1,248
Difference Vs national Average-303

Best Home Insurance Quotes & Estimates for Properties Near St. Lawrence County, NY

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $77,500 $240 Gynn Rd
$5000 to $10,000 Deductible $204,000 $620 Co Rd 85
$500- $1000 Deductible $83,500 $230 River Edge Dr
$2500-$5000 Deductible $112,000 $310 Fairbanks Rd
$500 Deductible $92,500 $290 Converse Rd, Old Close Rd
$500 Deductible $71,500 $250 Ogden St
$500 Deductible $65,000 $320 Windsor Rd, Garvin Ave
$2500-$5000 Deductible $162,500 $460 Park Ave
$500 Deductible $102,000 $300 Gynn Rd

Top Homeowners Insurance Companies in St. Lawrence County, NY

Insurance Provider Average Homeowners Insurance Cost($)
The Hanover $1,229
Allstate $1,192
Nationwide $1,108
NYCM Insurance $812

St. Lawrence County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -120 801
One Claim +55 976
Two Claims +120 1041