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Home Insurance Costs with Deductible Scenarios in Schoharie County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Schoharie County $150,000 $820 $1,172
Broome $145,000 $796 $1,189
Central Bridge $80,000 $407 $571
Schoharie $170,000 $854 $1,382
Cobleskill $155,000 $782 $1,072
Duanesburg $210,000 $1,052 $1,575
Sharon Springs $115,000 $585 $855
Schenevus $115,000 $619 $804
Westford $135,000 $786 $1,043
Esperance $125,000 $752 $1,014

Impact of Coverage Amount on Home Insurance Cost In Schoharie County, NY

Coverage Amount Home Insurance Cost ($)
$100000 $936
$250000 $1,123
$500000 $1,797
$750000 $2,337
$1000000 $2,991
More than $1000000 $3,458


Schoharie County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Schoharie County, NY Average Home Insurance Cost$851
State Average Home Insurance Cost$1,248
Difference Vs national Average-373

Best Home Insurance Quotes & Estimates for Properties Near Schoharie County, NY

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$2500-$5000 Deductible $157,000 $470 Ford Hill Rd, Quiet Path, Hadsell Rd
$2500-$5000 Deductible $169,500 $530 Bear Swamp Rd
$500 Deductible $138,000 $560 Co Rd 36, Lower Rd
> $10,000 Deductible $214,500 $450 Mulberry Ln
$1000-$2500 Deductible $141,000 $470 14.30, Feuz Ter
$1000-$2500 Deductible $188,000 $810 Rubin Rd
$500 Deductible $75,000 $360 Ford Hill Rd, Quiet Path, Hadsell Rd
$500- $1000 Deductible $430,500 $1730 Bear Swamp Rd

Top Homeowners Insurance Companies in Schoharie County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,192
USAA $1,038
State Farm $748
MetLife $742

Schoharie County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -119 732
One Claim +77 928
Two Claims +119 970