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Home Insurance Costs with Deductible Scenarios in Schoharie County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Schoharie County, NY $143300 $440 $606
Broome, NY $139600 $450 $619
Central Bridge, NY $79000 $426 $586
Schoharie, NY $161200 $478 $658
Cobleskill, NY $151800 $432 $594
Duanesburg, NY $209200 $482 $663
Sharon Springs, NY $108900 $427 $588
Schenevus, NY $102300 $425 $585
Westford, NY $139000 $449 $618
Esperance, NY $113000 $429 $590

Impact of Coverage Amount on Home Insurance Cost In Schoharie County, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $454
$200,000 $1,207
$300,000 $1,663
$400,000 $2,091
$500,000 $2,676
$750,000 to $1000,000 $3,095
Above $1000,000 $3,659


Schoharie County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Schoharie County, NY Average Home Insurance Cost$613.04
State Average Home Insurance Cost$1,164
Difference Vs national Average-610.96

Top Homeowners Insurance Companies in Schoharie County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,192
USAA $1,038
State Farm $748
MetLife $742

Schoharie County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -74 539
One Claim +43 656
Two Claims +86 699