Place Name/Near by place | Typical Insured Amount ($) | High Deductible($) ($2500) |
Low Deductible($) ($500) |
---|---|---|---|
Schenectady, NY | $110800 | $857 | $1,180 |
Scotia, NY | $138600 | $417 | $574 |
Green Island, NY | $120800 | $434 | $597 |
Schenectady County, NY | $164100 | $468 | $644 |
Clifton Park, NY | $280700 | $735 | $1,012 |
Schaghticoke, NY | $177800 | $471 | $648 |
Berne, NY | $195400 | $542 | $746 |
Princetown, NY | $206000 | $566 | $779 |
Rotterdam, NY | $166700 | $453 | $623 |
Brunswick, NY | $215100 | $495 | $681 |
Coverage Amount | Home Insurance Cost ($) |
---|---|
$100,000 | $1,033 |
$200,000 | $3,394 |
$300,000 | $4,392 |
$400,000 | $5,190 |
$500,000 | $6,643 |
$750,000 to $1000,000 | $7,681 |
Above $1000,000 | $9,083 |
Average Home Insurance Cost($) National Average $1224 | |
Schenectady, NY Average Home Insurance Cost | $1,194.264 |
---|---|
State Average Home Insurance Cost | $1,164 |
Difference Vs national Average | -29.736 |
Insurance Provider | Average Homeowners Insurance Cost($) |
---|---|
The Hanover | $1,229 |
Nationwide | $1,108 |
Preferred Insurance | $900 |
NYCM Insurance | $812 |
Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
---|---|---|
Claim Free | -155 | 1039 |
One Claim | +107 | 1302 |
Two Claims | +155 | 1350 |