Home Insurance Costs with Deductible Scenarios in Schenectady County, NY & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($5000 to $10,000 Deductible)	Low Deductible($) ($500- $1000 Deductible)
Schenectady County	$170,000	$862	$1,337
Central Bridge	$80,000	$407	$571
Schenectady County	$170,000	$862	$1,337
Guilderland	$250,000	$1,171	$1,934
Altamont	$255,000	$1,379	$2,071
Fultonville	$85,000	$473	$637
Niskayuna	$260,000	$1,302	$2,014
Ballston	$265,000	$1,328	$1,870
Westmere	$230,000	$1,324	$1,831
East Glenville	$200,000	$966	$1,566

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Impact of Coverage Amount on Home Insurance Cost In Schenectady County, NY

Coverage Amount	Home Insurance Cost ($)
$100000	$942
$250000	$1,130
$500000	$1,808
$750000	$2,350
$1000000	$3,008
More than $1000000	$3,478

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Schenectady County, NY Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Schenectady County, NY Average Home Insurance Cost	$856
State Average Home Insurance Cost	$1,248
Difference Vs national Average	-368

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Best Home Insurance Quotes & Estimates for Properties Near Schenectady County, NY

Deductible ($)	Home Value ($)	Homeowners Insurance Cost ($)	Location
$500 Deductible	$229,000	$760	Hoffman's Hill Rd Exd
$1000-$2500 Deductible	$125,000	$460	N Ballston Ave
$2500-$5000 Deductible	$183,500	$770	Deforest Ave
$500- $1000 Deductible	$204,500	$730	Floral Ave
$5000 to $10,000 Deductible	$167,500	$440	Glenbrook Rd
> $10,000 Deductible	$295,500	$510	Mayfair Dr
$1000-$2500 Deductible	$95,000	$350	Co Rd 6p
> $10,000 Deductible	$365,000	$840	Niskayuna Dr

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Top Homeowners Insurance Companies in Schenectady County, NY

Insurance Provider	Average Homeowners Insurance Cost($)
The Hanover	$1,229
Allstate	$1,192
Nationwide	$1,108
Narragansett Bay	$786

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Schenectady County, NY Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claims Free	-111	745
One Claim	+43	899
Two Claims	+120	976

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