Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Saratoga County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Saratoga County, NY $243600 $641 $882
Broadalbin, NY $157300 $439 $605
Perth, NY $160300 $477 $656
Schaghticoke, NY $177800 $471 $648
Round Lake, NY $205700 $565 $778
Hagaman, NY $141700 $452 $622
Wilton, NY $271500 $637 $876
Saratoga, NY $214300 $493 $678
Corinth, NY $148900 $429 $590
Ballston Spa, NY $217900 $501 $689

Impact of Coverage Amount on Home Insurance Cost In Saratoga County, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $427
$200,000 $1,157
$300,000 $1,531
$400,000 $1,829
$500,000 $2,341
$750,000 to $1000,000 $2,707
Above $1000,000 $3,201


Saratoga County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Saratoga County, NY Average Home Insurance Cost$892.8
State Average Home Insurance Cost$1,164
Difference Vs national Average-331.2

Top Homeowners Insurance Companies in Saratoga County, NY

Insurance Provider Average Homeowners Insurance Cost($)
The Hanover $1,229
Allstate $1,192
Preferred Insurance $900
NYCM Insurance $812

Saratoga County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -107 786
One Claim +71 964
Two Claims +125 1018