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Home Insurance Costs with Deductible Scenarios in Saratoga County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($1000-$2500 Deductible)
Saratoga County $235,000 $1,127 $1,572
Broadalbin $150,000 $746 $1,026
Perth $160,000 $705 $1,208
Schaghticoke $175,000 $735 $1,129
Round Lake $200,000 $959 $1,121
Hagaman $155,000 $729 $1,189
Wilton $250,000 $1,183 $1,766
Saratoga $220,000 $916 $1,436
Corinth $140,000 $599 $485
Ballston Spa $205,000 $893 $749

Impact of Coverage Amount on Home Insurance Cost In Saratoga County, NY

Coverage Amount Home Insurance Cost ($)
$100000 $954
$250000 $1,144
$500000 $1,831
$750000 $2,380
$1000000 $3,047
More than $1000000 $3,523


Saratoga County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Saratoga County, NY Average Home Insurance Cost$867
State Average Home Insurance Cost$1,248
Difference Vs national Average-357

Best Home Insurance Quotes & Estimates for Properties Near Saratoga County, NY

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$5000 to $10,000 Deductible $238,500 $750 Co Rd 57
$2500-$5000 Deductible $162,000 $450 Juniper Dr
$500- $1000 Deductible $140,500 $440 Wells Ests, Davignon Rd
$500- $1000 Deductible $98,000 $370 (Fairview Ext)
$1000-$2500 Deductible $157,500 $590 Miller Rd, 10th St
> $10,000 Deductible $356,500 $620 Cherry Tree Ln
$2500-$5000 Deductible $112,000 $300 Northway 10 Industrial Park
$1000-$2500 Deductible $141,000 $390 Herkimer St
$5000 to $10,000 Deductible $357,500 $530 Cherry Tree Ln

Top Homeowners Insurance Companies in Saratoga County, NY

Insurance Provider Average Homeowners Insurance Cost($)
The Hanover $1,229
Allstate $1,192
Preferred Insurance $900
NYCM Insurance $812

Saratoga County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -78 789
One Claim +78 945
Two Claims +121 988