Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Rensselaer County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Rensselaer County, NY $183400 $501 $690
East Nassau, NY $180700 $512 $704
East Greenbush, NY $207600 $479 $659
Williamstown, MA $303100 $627 $863
Nassau, NY $183900 $518 $712
Old Bennington, VT $347100 $712 $980
Stillwater, NY $240000 $552 $759
Chatham, NY $262900 $729 $1,004
Hampton Manor, NY $155500 $470 $646
Valley Falls, NY $145800 $457 $628

Impact of Coverage Amount on Home Insurance Cost In Rensselaer County, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $433
$200,000 $1,090
$300,000 $1,583
$400,000 $1,828
$500,000 $2,340
$750,000 to $1000,000 $2,705
Above $1000,000 $3,199


Rensselaer County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Rensselaer County, NY Average Home Insurance Cost$698.4
State Average Home Insurance Cost$1,164
Difference Vs national Average-525.6

Top Homeowners Insurance Companies in Rensselaer County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Preferred Insurance $900
Travelers $847
NYCM Insurance $812
Narragansett Bay $786

Rensselaer County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -98 601
One Claim +35 733
Two Claims +91 789