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Home Insurance Costs with Deductible Scenarios in Rensselaer County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($1000-$2500 Deductible)
Rensselaer County $180,000 $960 $1,233
East Nassau $185,000 $1,047 $919
East Greenbush $200,000 $988 $1,273
Williamstown $320,000 $1,872 $2,281
Nassau $175,000 $929 $1,226
Old Bennington $335,000 $1,358 $1,201
Stillwater $230,000 $1,282 $1,486
Chatham $265,000 $1,370 $1,769
Hampton Manor $155,000 $802 $1,077
Valley Falls $160,000 $765 $1,041

Impact of Coverage Amount on Home Insurance Cost In Rensselaer County, NY

Coverage Amount Home Insurance Cost ($)
$100000 $946
$250000 $1,135
$500000 $1,816
$750000 $2,361
$1000000 $3,022
More than $1000000 $3,495


Rensselaer County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Rensselaer County, NY Average Home Insurance Cost$860
State Average Home Insurance Cost$1,248
Difference Vs national Average-364

Best Home Insurance Quotes & Estimates for Properties Near Rensselaer County, NY

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500- $1000 Deductible $184,000 $830 Rhodes Ave
$500 Deductible $172,500 $680 21st St
$5000 to $10,000 Deductible $263,500 $670 Green Ave
$500 Deductible $217,500 $1090 Wisconsin Ave
$2500-$5000 Deductible $123,000 $380 Sweetmilk Creek Rd
$500 Deductible $441,500 $1790 Wood Ln
$1000-$2500 Deductible $55,000 $190 Stanton St
> $10,000 Deductible $313,000 $740 Windmill Way

Top Homeowners Insurance Companies in Rensselaer County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Preferred Insurance $900
Travelers $847
NYCM Insurance $812
Narragansett Bay $786

Rensselaer County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -103 757
One Claim +77 937
Two Claims +95 955