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Home Insurance Costs with Deductible Scenarios in Mount Vernon, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Mount Vernon, NY $355600 $985 $1,356
Queens, NY $481300 $607 $835
Roslyn, NY $468400 $1654 $2,276
Passaic, NJ $309700 $706 $971
Byram, CT $640100 $1676 $2,306
North Bergen, NJ $308000 $704 $968
Piermont, NY $575400 $1869 $2,572
Park Ridge, NJ $546000 $709 $976
Port Washington North, NY $766300 $575 $791
Bellerose, NY $618700 $1985 $2,732

Impact of Coverage Amount on Home Insurance Cost In Mount Vernon, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $337
$200,000 $1,201
$300,000 $1,604
$400,000 $1,944
$500,000 $2,488
$750,000 to $1000,000 $2,877
Above $1000,000 $3,402


Mount Vernon, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Mount Vernon, NY Average Home Insurance Cost$1,372.5
State Average Home Insurance Cost$1,164
Difference Vs national Average148.5

Top Homeowners Insurance Companies in Mount Vernon, NY

Insurance Provider Average Homeowners Insurance Cost($)
The Hanover $1,229
Allstate $1,192
USAA $1,038
Chubb $782

Mount Vernon, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -192 1180
One Claim +96 1469
Two Claims +178 1551