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Home Insurance Costs with Deductible Scenarios in Montgomery County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Montgomery County, NY $99900 $865 $1,190
St. Johnsville, NY $80600 $425 $585
Oppenheim, NY $88900 $424 $583
Tribes Hill, NY $114500 $429 $591
Fulton County, NY $107600 $873 $1,201
Delanson, NY $180600 $511 $703
Schoharie, NY $161200 $478 $658
Amsterdam, NY $85800 $677 $932
Broadalbin, NY $157300 $439 $605
Wright, NY $160500 $477 $656

Impact of Coverage Amount on Home Insurance Cost In Montgomery County, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $1,385
$200,000 $3,852
$300,000 $4,781
$400,000 $6,020
$500,000 $7,706
$750,000 to $1000,000 $8,910
Above $1000,000 $10,535


Montgomery County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Montgomery County, NY Average Home Insurance Cost$1,204.74
State Average Home Insurance Cost$1,164
Difference Vs national Average-19.26

Top Homeowners Insurance Companies in Montgomery County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,192
USAA $1,038
NYCM Insurance $812
MetLife $742

Montgomery County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -145 1060
One Claim +96 1301
Two Claims +169 1373