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Home Insurance Costs with Deductible Scenarios in Montgomery County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($1000-$2500 Deductible)
Montgomery County $105,000 $559 $716
St. Johnsville $80,000 $394 $565
Oppenheim $85,000 $437 $648
Tribes Hill $100,000 $555 $741
Fulton County $110,000 $560 $759
Delanson $160,000 $841 $1,088
Schoharie $170,000 $854 $1,097
Amsterdam $95,000 $522 $675
Broadalbin $150,000 $754 $1,026
Wright $160,000 $926 $1,155

Impact of Coverage Amount on Home Insurance Cost In Montgomery County, NY

Coverage Amount Home Insurance Cost ($)
$100000 $1,015
$250000 $1,218
$500000 $1,949
$750000 $2,534
$1000000 $3,244
More than $1000000 $3,751


Montgomery County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Montgomery County, NY Average Home Insurance Cost$923
State Average Home Insurance Cost$1,248
Difference Vs national Average-301

Best Home Insurance Quotes & Estimates for Properties Near Montgomery County, NY

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$2500-$5000 Deductible $104,500 $390 Forbes St
$500 Deductible $89,000 $360 Bylina Ln
$500- $1000 Deductible $128,500 $510 Brand Rd, Conway Rd
$2500-$5000 Deductible $101,000 $310 Brookmans Corners Rd
$2500-$5000 Deductible $109,000 $360 School St, Lafayette St
$500- $1000 Deductible $172,500 $600 Virginia Ln, Co Rd 10
$500 Deductible $70,500 $290 Bean Hill Rd
$500 Deductible $210,500 $850 Forbes St

Top Homeowners Insurance Companies in Montgomery County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,192
USAA $1,038
NYCM Insurance $812
MetLife $742

Montgomery County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -83 840
One Claim +65 988
Two Claims +111 1034