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Home Insurance Costs with Deductible Scenarios in Jefferson County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Jefferson County $145,000 $808 $1,112
Lorraine $105,000 $611 $779
Rutland $140,000 $757 $1,028
Watertown $175,000 $823 $1,419
Ellisburg $135,000 $635 $1,001
Fishers Landing $190,000 $1,080 $1,470
Chaumont $135,000 $793 $943
Black River $180,000 $1,045 $1,348
Adams $135,000 $716 $1,053
Annsville $90,000 $537 $643

Impact of Coverage Amount on Home Insurance Cost In Jefferson County, NY

Coverage Amount Home Insurance Cost ($)
$100000 $938
$250000 $1,126
$500000 $1,802
$750000 $2,342
$1000000 $2,998
More than $1000000 $3,466


Jefferson County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Jefferson County, NY Average Home Insurance Cost$853
State Average Home Insurance Cost$1,248
Difference Vs national Average-371

Best Home Insurance Quotes & Estimates for Properties Near Jefferson County, NY

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$2500-$5000 Deductible $219,500 $570 Ct Rt 53
$1000-$2500 Deductible $245,500 $850 Butler Loop
$500- $1000 Deductible $158,500 $720 Highview Ter
$1000-$2500 Deductible $115,500 $370 Co Rd 2, Bolton Ave
$500- $1000 Deductible $137,500 $580 Carrier Rd
$5000 to $10,000 Deductible $169,500 $330 Burlington St
$2500-$5000 Deductible $82,000 $290 Girard Ave
$2500-$5000 Deductible $133,500 $440 Coon Bridge Rd

Top Homeowners Insurance Companies in Jefferson County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,324
NYCM Insurance $812
Narragansett Bay $786
MetLife $742

Jefferson County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -68 785
One Claim +51 904
Two Claims +85 938