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Home Insurance Costs with Deductible Scenarios in Jefferson County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Jefferson County, NY $149300 $448 $616
Lorraine, NY $108800 $427 $588
Rutland, NY $153000 $466 $641
Watertown, NY $187500 $525 $722
Ellisburg, NY $136400 $447 $615
Fishers Landing, NY $183300 $517 $711
Chaumont, NY $139300 $449 $618
Black River, NY $176700 $504 $694
Adams, NY $143700 $423 $582
Annsville, NY $99400 $424 $584

Impact of Coverage Amount on Home Insurance Cost In Jefferson County, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $426
$200,000 $1,238
$300,000 $1,744
$400,000 $2,018
$500,000 $2,583
$750,000 to $1000,000 $2,987
Above $1000,000 $3,531


Jefferson County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Jefferson County, NY Average Home Insurance Cost$623.71
State Average Home Insurance Cost$1,164
Difference Vs national Average-600.29

Top Homeowners Insurance Companies in Jefferson County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,324
NYCM Insurance $812
Narragansett Bay $786
MetLife $742

Jefferson County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -81 543
One Claim +50 674
Two Claims +75 699