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Home Insurance Costs with Deductible Scenarios in Guilderland, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Guilderland, NY $251500 $664 $914
Glenville, NY $185500 $485 $667
Westerlo, NY $191500 $533 $734
Watervliet, NY $142800 $422 $581
Mariaville Lake, NY $187500 $525 $722
Cohoes, NY $158400 $441 $606
Mechanicville, NY $159200 $442 $608
East Greenbush, NY $207600 $479 $659
Bethlehem, NY $275000 $716 $986
Waterford, NY $208400 $480 $661

Impact of Coverage Amount on Home Insurance Cost In Guilderland, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $441
$200,000 $1,077
$300,000 $1,496
$400,000 $1,876
$500,000 $2,401
$750,000 to $1000,000 $2,776
Above $1000,000 $3,283


Guilderland, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Guilderland, NY Average Home Insurance Cost$925.44
State Average Home Insurance Cost$1,164
Difference Vs national Average-298.56

Top Homeowners Insurance Companies in Guilderland, NY

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,192
NYCM Insurance $812
Narragansett Bay $786
Chubb $782

Guilderland, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -130 796
One Claim +46 972
Two Claims +130 1055