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Home Insurance Costs with Deductible Scenarios in Guilderland, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Guilderland $250,000 $1,171 $1,934
Glenville $185,000 $985 $1,447
Westerlo $180,000 $903 $1,366
Watervliet $135,000 $760 $1,105
Mariaville Lake $205,000 $1,204 $1,507
Cohoes $150,000 $768 $1,183
Mechanicville $155,000 $770 $1,282
East Greenbush $200,000 $988 $1,657
Bethlehem $275,000 $1,415 $1,881
Waterford $205,000 $1,087 $1,479

Impact of Coverage Amount on Home Insurance Cost In Guilderland, NY

Coverage Amount Home Insurance Cost ($)
$100000 $955
$250000 $1,146
$500000 $1,833
$750000 $2,383
$1000000 $3,050
More than $1000000 $3,527


Guilderland, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Guilderland, NY Average Home Insurance Cost$868
State Average Home Insurance Cost$1,248
Difference Vs national Average-356

Best Home Insurance Quotes & Estimates for Properties Near Guilderland, NY

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500 Deductible $241,500 $810 Winding Brook Dr
$2500-$5000 Deductible $423,500 $1640 Wesley Pl
$500 Deductible $313,500 $1560 Oakdale Ct, Hanna Ct, Red Pine Dr, Coffee Dr, St Michaels Ln N
$1000-$2500 Deductible $304,000 $1170 Furbeck Rd, Gardner Rd
$500- $1000 Deductible $131,000 $640 Jean Pl
> $10,000 Deductible $457,500 $1140 Winding Brook Dr
$500 Deductible $118,500 $580 Wesley Pl
$2500-$5000 Deductible $420,000 $1220 Oakdale Ct, Hanna Ct, Red Pine Dr, Coffee Dr, St Michaels Ln N

Top Homeowners Insurance Companies in Guilderland, NY

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,192
NYCM Insurance $812
Narragansett Bay $786
Chubb $782

Guilderland, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -87 781
One Claim +61 929
Two Claims +95 963