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Home Insurance Costs with Deductible Scenarios in Fulton County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Fulton County, NY $107600 $873 $1,201
Fort Plain, NY $68700 $430 $592
Ephratah, NY $92300 $424 $583
Perth, NY $160300 $477 $656
Root, NY $106700 $426 $587
Fultonville, NY $85000 $424 $584
St. Johnsville, NY $80600 $425 $585
Fulton County, NY $107600 $873 $1,201
Gloversville, NY $77400 $683 $940
Glen, NY $103900 $426 $586

Impact of Coverage Amount on Home Insurance Cost In Fulton County, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $1,138
$200,000 $3,226
$300,000 $4,392
$400,000 $5,472
$500,000 $7,004
$750,000 to $1000,000 $8,099
Above $1000,000 $9,576


Fulton County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Fulton County, NY Average Home Insurance Cost$1,215.216
State Average Home Insurance Cost$1,164
Difference Vs national Average-8.784

Top Homeowners Insurance Companies in Fulton County, NY

Insurance Provider Average Homeowners Insurance Cost($)
The Hanover $1,229
USAA $1,038
Narragansett Bay $786
MetLife $742

Fulton County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -158 1057
One Claim +97 1312
Two Claims +146 1361