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Home Insurance Costs with Deductible Scenarios in Fulton County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Fulton County $110,000 $560 $706
Fort Plain $70,000 $357 $420
Ephratah $90,000 $454 $513
Perth $160,000 $812 $909
Root $110,000 $538 $635
Fultonville $85,000 $473 $470
St. Johnsville $80,000 $394 $444
Fulton County $110,000 $560 $706
Gloversville $80,000 $410 $518
Glen $105,000 $575 $659

Impact of Coverage Amount on Home Insurance Cost In Fulton County, NY

Coverage Amount Home Insurance Cost ($)
$100000 $1,016
$250000 $1,220
$500000 $1,951
$750000 $2,537
$1000000 $3,247
More than $1000000 $3,755


Fulton County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Fulton County, NY Average Home Insurance Cost$924
State Average Home Insurance Cost$1,248
Difference Vs national Average-300

Best Home Insurance Quotes & Estimates for Properties Near Fulton County, NY

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500 Deductible $153,000 $670 Meadow St, W Madison Ave Exd
$500- $1000 Deductible $249,500 $670 Elmer Brown Rd, Center St, Union St
$1000-$2500 Deductible $162,500 $580 Lake Ave
$2500-$5000 Deductible $114,000 $340 Barker Rd
$1000-$2500 Deductible $152,000 $570 S 2nd Ave Exd
$2500-$5000 Deductible $115,500 $410 Rose St, McLaren St
$1000-$2500 Deductible $57,500 $200 Meadow St, W Madison Ave Exd
$500- $1000 Deductible $336,000 $1090 Elmer Brown Rd, Center St, Union St

Top Homeowners Insurance Companies in Fulton County, NY

Insurance Provider Average Homeowners Insurance Cost($)
The Hanover $1,229
USAA $1,038
Narragansett Bay $786
MetLife $742

Fulton County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -65 859
One Claim +55 979
Two Claims +129 1053