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Home Insurance Costs with Deductible Scenarios in Franklin County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Franklin County, NY $102200 $873 $1,201
Malone, NY $96100 $689 $948
Brandon, NY $60000 $436 $600
Franklin County, NY $102200 $873 $1,201
Duane, NY $100000 $424 $584
Bellmont, NY $91100 $424 $583
Santa Clara, NY $283300 $800 $1,101
St. Regis Falls, NY $47900 $447 $616
Hopkinton, NY $86900 $424 $584
Brushton, NY $86000 $424 $584

Impact of Coverage Amount on Home Insurance Cost In Franklin County, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $997
$200,000 $3,371
$300,000 $4,660
$400,000 $5,849
$500,000 $7,487
$750,000 to $1000,000 $8,657
Above $1000,000 $10,236


Franklin County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Franklin County, NY Average Home Insurance Cost$1,215.216
State Average Home Insurance Cost$1,164
Difference Vs national Average-8.784

Top Homeowners Insurance Companies in Franklin County, NY

Insurance Provider Average Homeowners Insurance Cost($)
The Hanover $1,229
Allstate $1,192
Chubb $782
MetLife $742

Franklin County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -146 1069
One Claim +97 1312
Two Claims +146 1361