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Home Insurance Costs with Deductible Scenarios in Essex County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($1000-$2500 Deductible)
Essex County $150,000 $305 $520
Newcomb $170,000 $398 $1,077
Westport $130,000 $270 $435
North Hudson $110,000 $237 $395
Jay $165,000 $659 $1,096
Wilmington $200,000 $814 $708
North Elba $220,000 $1,111 $741
Mineville $80,000 $204 $293
Keene $240,000 $1,003 $805
Elizabethtown $140,000 $605 $526

Impact of Coverage Amount on Home Insurance Cost In Essex County, NY

Coverage Amount Home Insurance Cost ($)
$100000 $938
$250000 $1,126
$500000 $1,802
$750000 $2,342
$1000000 $2,998
More than $1000000 $3,466


Essex County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Essex County, NY Average Home Insurance Cost$853
State Average Home Insurance Cost$1,248
Difference Vs national Average-371

Best Home Insurance Quotes & Estimates for Properties Near Essex County, NY

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$2500-$5000 Deductible $128,000 $320 Adrians Acres Rd, Cavanaugh Ln
$1000-$2500 Deductible $194,000 $680 Clarence Oliver Dr, Gilliland Ln, Boat Launch Rd
$500 Deductible $148,500 $730 Delano Rd
$500- $1000 Deductible $196,500 $700 Broad St, Old Schroon Rd
$2500-$5000 Deductible $154,000 $390 Sentinel Rd, Hayes St
$1000-$2500 Deductible $398,000 $1470 Adrians Acres Rd, Cavanaugh Ln
$1000-$2500 Deductible $68,000 $260 Clarence Oliver Dr, Gilliland Ln, Boat Launch Rd
$5000 to $10,000 Deductible $181,500 $410 Delano Rd

Top Homeowners Insurance Companies in Essex County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,324
USAA $1,038
Travelers $847
Narragansett Bay $786

Essex County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -68 785
One Claim +60 913
Two Claims +102 955