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Home Insurance Costs with Deductible Scenarios in Essex County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Essex County, NY $146900 $444 $611
Newcomb, NY $158800 $475 $653
Westport, NY $150400 $463 $637
North Hudson, NY $131700 $442 $609
Jay, NY $151400 $464 $638
Wilmington, NY $204900 $564 $776
North Elba, NY $194200 $501 $690
Mineville, NY $77100 $426 $587
Keene, NY $235900 $645 $888
Elizabethtown, NY $155100 $469 $645

Impact of Coverage Amount on Home Insurance Cost In Essex County, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $431
$200,000 $1,296
$300,000 $1,691
$400,000 $2,062
$500,000 $2,639
$750,000 to $1000,000 $3,052
Above $1000,000 $3,609


Essex County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Essex County, NY Average Home Insurance Cost$618.86
State Average Home Insurance Cost$1,164
Difference Vs national Average-605.14

Top Homeowners Insurance Companies in Essex County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,324
USAA $1,038
Travelers $847
Narragansett Bay $786

Essex County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -87 532
One Claim +50 668
Two Claims +80 699