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Home Insurance Costs with Deductible Scenarios in Dutchess County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Dutchess County, NY $275200 $717 $987
Beekman, NY $305300 $628 $864
Hillside, NY $292200 $833 $1,146
Merritt Park, NY $391200 $1261 $1,735
Fairview, NY $198800 $461 $635
Sherman, CT $455800 $1341 $1,846
Pine Plains, NY $240400 $658 $906
New Paltz, NY $304000 $624 $858
East Fishkill, NY $355700 $762 $1,048
Spackenkill, NY $278600 $783 $1,078

Impact of Coverage Amount on Home Insurance Cost In Dutchess County, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $337
$200,000 $1,052
$300,000 $1,466
$400,000 $1,742
$500,000 $2,230
$750,000 to $1000,000 $2,578
Above $1000,000 $3,049


Dutchess County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Dutchess County, NY Average Home Insurance Cost$998.82
State Average Home Insurance Cost$1,164
Difference Vs national Average-225.18

Top Homeowners Insurance Companies in Dutchess County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,324
USAA $1,038
NYCM Insurance $812
State Farm $748

Dutchess County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -120 879
One Claim +50 1049
Two Claims +130 1129