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Home Insurance Costs with Deductible Scenarios in Dutchess County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Dutchess County $280,000 $1,299 $1,724
Beekman $325,000 $1,423 $917
Hillside $290,000 $1,399 $1,733
Merritt Park $405,000 $1,702 $2,369
Fairview $200,000 $871 $1,133
Sherman $495,000 $2,141 $2,966
Pine Plains $240,000 $1,119 $1,440
New Paltz $300,000 $1,297 $1,745
East Fishkill $350,000 $753 $971
Spackenkill $295,000 $1,326 $1,726

Impact of Coverage Amount on Home Insurance Cost In Dutchess County, NY

Coverage Amount Home Insurance Cost ($)
$100000 $960
$250000 $1,152
$500000 $1,844
$750000 $2,397
$1000000 $3,068
More than $1000000 $3,547


Dutchess County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Dutchess County, NY Average Home Insurance Cost$873
State Average Home Insurance Cost$1,248
Difference Vs national Average-351

Best Home Insurance Quotes & Estimates for Properties Near Dutchess County, NY

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$2500-$5000 Deductible $282,000 $690 Creamery Rd
$2500-$5000 Deductible $261,500 $830 Judith Dr, Primrose Ln
$5000 to $10,000 Deductible $265,500 $750 Sandi Ln
$500 Deductible $296,500 $1170 Water Tower Rd
$500- $1000 Deductible $240,000 $1130 Burnham Ct
$500 Deductible $217,500 $910 Carter Rd
$2500-$5000 Deductible $104,000 $350 Barclay St
$500- $1000 Deductible $425,000 $1510 Fisk St

Top Homeowners Insurance Companies in Dutchess County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,324
USAA $1,038
NYCM Insurance $812
State Farm $748

Dutchess County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -52 821
One Claim +44 917
Two Claims +96 969