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Home Insurance Costs with Deductible Scenarios in Columbia County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Columbia County $225,000 $1,129 $1,310
Stockbridge $405,000 $1,752 $1,925
Taghkanic $270,000 $1,048 $1,539
Philmont $160,000 $739 $958
Coxsackie $180,000 $823 $1,126
Hudson $175,000 $575 $1,054
Hillsdale $280,000 $1,238 $1,581
Lorenz Park $160,000 $690 $1,038
Great Barrington $305,000 $1,370 $1,792
Greenport $165,000 $700 $1,067

Impact of Coverage Amount on Home Insurance Cost In Columbia County, NY

Coverage Amount Home Insurance Cost ($)
$100000 $949
$250000 $1,139
$500000 $1,823
$750000 $2,369
$1000000 $3,033
More than $1000000 $3,507


Columbia County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Columbia County, NY Average Home Insurance Cost$863
State Average Home Insurance Cost$1,248
Difference Vs national Average-361

Best Home Insurance Quotes & Estimates for Properties Near Columbia County, NY

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500- $1000 Deductible $94,500 $320 Middle Rd, Milo St E, Orchard Dr
$500 Deductible $160,000 $640 Creek 12
$2500-$5000 Deductible $180,000 $550 Worth Aly
$2500-$5000 Deductible $168,500 $620 Co Rte 7, Long Lake Rd
$5000 to $10,000 Deductible $160,000 $460 Lincoln Rd
$500 Deductible $348,000 $1450 Chair Factory Rd
$500 Deductible $115,000 $470 Peaceful Valley Rd
$1000-$2500 Deductible $243,000 $780 Middle Rd, Milo St E, Orchard Dr
$500 Deductible $116,000 $320 Peaceful Valley Rd

Top Homeowners Insurance Companies in Columbia County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Preferred Insurance $900
NYCM Insurance $812
Chubb $782
State Farm $748

Columbia County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -121 742
One Claim +52 915
Two Claims +121 984