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Home Insurance Costs with Deductible Scenarios in Columbia County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Columbia County, NY $224600 $595 $818
Stockbridge, MA $462000 $1437 $1,977
Taghkanic, NY $297000 $851 $1,171
Philmont, NY $168500 $490 $674
Coxsackie, NY $161300 $445 $612
Hudson, NY $189400 $492 $677
Hillsdale, NY $283900 $802 $1,104
Lorenz Park, NY $151000 $464 $638
Great Barrington, MA $311700 $641 $882
Greenport, NY $158400 $474 $652

Impact of Coverage Amount on Home Insurance Cost In Columbia County, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $328
$200,000 $1,105
$300,000 $1,416
$400,000 $1,800
$500,000 $2,304
$750,000 to $1000,000 $2,664
Above $1000,000 $3,150


Columbia County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Columbia County, NY Average Home Insurance Cost$828.38
State Average Home Insurance Cost$1,164
Difference Vs national Average-395.62

Top Homeowners Insurance Companies in Columbia County, NY

Insurance Provider Average Homeowners Insurance Cost($)
Preferred Insurance $900
NYCM Insurance $812
Chubb $782
State Farm $748

Columbia County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -108 721
One Claim +58 886
Two Claims +99 928