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Home Insurance Costs with Deductible Scenarios in Colonie, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Colonie $220,000 $979 $1,399
Bethlehem $275,000 $1,144 $1,677
Mariaville Lake $205,000 $930 $1,341
Ravena $160,000 $702 $897
Schodack $225,000 $990 $1,425
Albany $175,000 $847 $1,062
Niskayuna $260,000 $1,179 $1,746
Round Lake $200,000 $959 $1,378
Clifton Park $280,000 $1,098 $1,670
Knox $235,000 $1,114 $1,551

Impact of Coverage Amount on Home Insurance Cost In Colonie, NY

Coverage Amount Home Insurance Cost ($)
$100000 $949
$250000 $1,139
$500000 $1,823
$750000 $2,369
$1000000 $3,033
More than $1000000 $3,507


Colonie, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Colonie, NY Average Home Insurance Cost$863
State Average Home Insurance Cost$1,248
Difference Vs national Average-361

Best Home Insurance Quotes & Estimates for Properties Near Colonie, NY

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $301,500 $1120 Arthur Rd, Briarwood Rd
$2500-$5000 Deductible $172,500 $390 Ruso Dr
$500- $1000 Deductible $335,000 $1300 Homewood Ave
$500- $1000 Deductible $146,000 $580 University St
$2500-$5000 Deductible $209,500 $780 Woodland Dr
$1000-$2500 Deductible $430,500 $1850 Island View Rd, Buhrmaster Rd, Murray Ave
$1000-$2500 Deductible $111,000 $320 Colonie Ave
$2500-$5000 Deductible $282,500 $730 Arthur Rd, Briarwood Rd

Top Homeowners Insurance Companies in Colonie, NY

Insurance Provider Average Homeowners Insurance Cost($)
The Hanover $1,229
Allstate $1,192
Nationwide $1,108
Travelers $847

Colonie, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -121 742
One Claim +52 915
Two Claims +86 949