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Home Insurance Costs with Deductible Scenarios in Colonie, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Colonie, NY $226600 $600 $826
Bethlehem, NY $275000 $716 $986
Mariaville Lake, NY $187500 $525 $722
Ravena, NY $162200 $480 $660
Schodack, NY $216200 $497 $684
Albany, NY $171900 $481 $661
Niskayuna, NY $261700 $609 $838
Round Lake, NY $205700 $565 $778
Clifton Park, NY $280700 $735 $1,012
Knox, NY $229700 $628 $864

Impact of Coverage Amount on Home Insurance Cost In Colonie, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $435
$200,000 $1,137
$300,000 $1,462
$400,000 $1,796
$500,000 $2,299
$750,000 to $1000,000 $2,658
Above $1000,000 $3,143


Colonie, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Colonie, NY Average Home Insurance Cost$836.14
State Average Home Insurance Cost$1,164
Difference Vs national Average-387.86

Top Homeowners Insurance Companies in Colonie, NY

Insurance Provider Average Homeowners Insurance Cost($)
The Hanover $1,229
Allstate $1,192
Nationwide $1,108
Travelers $847

Colonie, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -109 727
One Claim +42 878
Two Claims +100 936