\u201cIt is not often that a man can make opportunities for himself. But he can put himself in such shape that when or if the opportunities come he is ready.\u201d
\u2015 Theodore Roosevelt.
Libel and slander are not covered under a basic Home Owners policy. You must endorse this coverage onto your policy. In the "Facebook/Twitter" age it is almost mandatory to have this coverage.
Brrrr... It is cold out there! Make sure you have a safety kit for your car. Things like blankets, extra hats/gloves/scarves, flashlight, whistle, orange reflective safety vest, snow shovel and light sticks or flares can really help when or if you are involved in accident.
