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Home Insurance Costs with Deductible Scenarios in Carmel, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Carmel, NY $376300 $1071 $1,473
Pleasantville, NY $571300 $608 $836
Katonah, NY $714400 $544 $749
Cortlandt, NY $407100 $903 $1,243
Stony Point, NY $371300 $665 $916
Southeast, NY $344700 $1046 $1,440
Brewster Hill, NY $333000 $996 $1,370
New Canaan, CT $1439600 $659 $907
Lake Mohegan, NY $336500 $719 $989
Buchanan, NY $390800 $1259 $1,732

Impact of Coverage Amount on Home Insurance Cost In Carmel, NY

Coverage Amount Home Insurance Cost ($)
$100,000 $320
$200,000 $1,179
$300,000 $1,596
$400,000 $2,006
$500,000 $2,568
$750,000 to $1000,000 $2,969
Above $1000,000 $3,511


Carmel, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Carmel, NY Average Home Insurance Cost$1,491.3
State Average Home Insurance Cost$1,164
Difference Vs national Average267.3

Top Homeowners Insurance Companies in Carmel, NY

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,324
USAA $1,038
NYCM Insurance $812
State Farm $748

Carmel, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -209 1283
One Claim +134 1626
Two Claims +179 1670