Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Albany County, NY & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Albany County $210,000 $1,048 $1,592
New Baltimore $200,000 $931 $1,514
Mariaville Lake $205,000 $1,204 $1,507
Guilderland $250,000 $1,171 $1,934
Schenectady $115,000 $603 $871
Altamont $255,000 $1,379 $2,071
Niskayuna $260,000 $1,302 $2,014
Westmere $230,000 $1,324 $1,831
Wynantskill $175,000 $944 $1,436
Stuyvesant $200,000 $983 $1,504

Impact of Coverage Amount on Home Insurance Cost In Albany County, NY

Coverage Amount Home Insurance Cost ($)
$100000 $947
$250000 $1,137
$500000 $1,818
$750000 $2,364
$1000000 $3,026
More than $1000000 $3,499


Albany County, NY Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Albany County, NY Average Home Insurance Cost$861
State Average Home Insurance Cost$1,248
Difference Vs national Average-363

Best Home Insurance Quotes & Estimates for Properties Near Albany County, NY

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$5000 to $10,000 Deductible $274,000 $760 Westbrook St
$1000-$2500 Deductible $214,000 $630 Chadwyck Sq
$500 Deductible $253,000 $910 Winthrop Ave
$1000-$2500 Deductible $160,500 $470 Executive Centre Dr
$1000-$2500 Deductible $121,000 $380 Honeysuckle Way
$2500-$5000 Deductible $219,000 $680 Bick Ln
$500- $1000 Deductible $47,000 $160 Railroad Dr
$2500-$5000 Deductible $315,000 $1120 E Hills Blvd
$1000-$2500 Deductible $176,500 $870 Westbrook St

Top Homeowners Insurance Companies in Albany County, NY

Insurance Provider Average Homeowners Insurance Cost($)
The Hanover $1,229
Nationwide $1,108
Preferred Insurance $900
Narragansett Bay $786

Albany County, NY Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -121 740
One Claim +77 938
Two Claims +112 973